EXCESS PROPERTYPROPERTY/EXCESS PROPERTY

PROPERTY

Our Property program covers risks on commercial property on a national basis, with underwriters specializing in certain geographic regions and property types. This market specializing gives Britt/Paulk a competitive advantage in understanding the risks associated with any one geographic area or property type.




DIRECTIONS FOR SUBMISSION

DIRECTIONS FOR SUBMISSION Email:   property@brittpaulk.com
Fax:     770-836-8563
SUBMISSION REQUIREMENTS We accept the following:
ACORD 125 with ACORD 140
OR
ACORD 125 with Underlying Property Policy

Property

RATING Admitted, A.M. Best "A"
TERRITORY National
classes of business
  • Commercial E&S Property: Owner Occupied or LRO
  • Apartments-Condominiums
  • Office Buildings
  • Shopping Centers
  • Hotel/Motels
  • Restaurants-Taverns, Catering Halls
  • Builder’s Risk-Renovations/Rehab
  • Manufacturing-Mercantile-Processing
  • Vacant Buildings
  • Equipment Breakdown - Up to Policy Limits
  • Commercial Inland Marine
  • Motor Truck Cargo
  • Contractors Equipment Floater
  • Minimum Premium: $2,500
MINIMUM DEDUCTIBLES
  • $2,500 E&S Property
  • $1,000 Inland Marine
  • $10,000 Flood & Earthquake
EXCLUSIONS
  • Windstorm in Florida
  • Tier 1 Counties-Any county from VA & TX that borders the coastline incl Harris Co. TX
  • Semi Coastal Areas-In the state of DE & NJ within three miles of the Atlantic Ocean
limits of liabilitiy
  • Up to $10m per risk per occurrence
  • Flood & Earthquake (ex A&V Zones) $2.5m
  • Vacant Buildings-$2.5m per risk per occurrence
  • Crime: Burglary, Money & Securities- $25k


EXCESS PROPERTY

The Britt/Paulk Excess Property Program offers “A” Rated Coverage with expert Underwriting Teams in the Excess Products field.

Advantages:

  • Unique approach to risk; we understand your risk challenges
  • Expertise in underwriting
  • Financially sound carrier
  • $100M Occurrence/Aggregate Available



DIRECTIONS FOR SUBMISSION

DIRECTIONS FOR SUBMISSION Email:   property@brittpaulk.com
Fax:     770-836-8563
SUBMISSION REQUIREMENTS We accept the following:
ACORD 125 with ACORD 140
OR
ACORD 125 with Underlying Property Policy

EXCESS PROPERTY

RATING Admitted, A.M. Best "A"
TERRITORY National
PROPERTY RISKS Include the following (but not limited to):
  • Apartments/Condominiums
  • Builder’s Risk
  • Hospitals
  • Machine Shops
  • Manufacturing-Light
  • Milk / Dairy Products Processing Plant
  • Municipality / City
  • Museum
  • Nursing Home / Assisted Living
  • Office Buildings
  • Poultry / Meat / Fish Processing Plant
  • Real Estate
  • Schools
  • Shopping Centers-Strip Mall / Outdoor Mall
  • Theater
  • Wastewater & Sewage Treatment Plants
MIN PREMIUM $10,000
EXCLUSIONS Wind, Quake & Flood
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