RESIDENTIAL FIRE (DP-1 & DP-3)

RESIDENTIAL FIRE (DP-1 & DP-3)

Having trouble finding coverage for certain rental properties, temporarily vacant dwellings, and seasonal homes? Our Dwelling Fire policies are specifically designed for home owners with these situations in mind.

Advantages:

• Any Location, Age, or Occupancy (Owner,Seasonal,Rental,Vacant)
• All claims are settled at ACV

DIRECTIONS FOR SUBMISSION

DIRECTIONS FOR SUBMISSION	Quote & Issue Online through OPUS ONLY

RESIDENTIAL FIRE

RATING	Admitted, A.M. Best "A+"
TERRITORY	National (excluding FL, NC, NY, SC, TN, TX and coastal NJ)
features	Most Prior Losses Acceptable Bankruptcies or credit problems acceptable Named Peril Protection for the Home Other Structures Receive Named Peril Protection
ELIGIBLE TYPES	Any Age Any Location Any Value Any Occupancy (Owner, Rental, Seasonal, or Vacant)
coverage	Other Structures Reasonable Repairs Loss of Rent Debris Removal Fire Dept. Charge
OPTIONAL COVERAGES	Personal Property Personal/Premises Liability Vandalism Burglary Additional Living Expense
deductibles	$250, $500, $1,000, $2,500 & $5,000
EXCLUDED RISKS	Condemned Condominiums Earth or Dome Homes Manufactured Homes Open-Pier/Stilt Homes Hand-hewn Log Homes Unemployed Applicant 4 or more losses in past 3 years Within 1,000 ft or rising water or flood area
Billing Option	Direct Bill

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