RESIDENTIAL FIRE (DP-1 & DP-3)
RESIDENTIAL FIRE (DP-1 & DP-3)
Having trouble finding coverage for certain rental properties, temporarily vacant dwellings, and seasonal homes? Our Dwelling Fire policies are specifically designed for home owners with these situations in mind.
Advantages:
- Any Location, Age, or Occupancy (Owner,Seasonal,Rental,Vacant)
- All claims are settled at ACV
DIRECTIONS FOR SUBMISSION
| DIRECTIONS FOR SUBMISSION |
Quote & Issue Online through OPUS ONLY |
RESIDENTIAL FIRE
| RATING |
Admitted, A.M. Best "A+" |
| TERRITORY |
National (excluding FL, NC, SC, TN, TX and coastal NJ) |
| features |
- Most Prior Losses Acceptable
- Bankruptcies or credit problems acceptable
- Named Peril Protection for the Home
- Other Structures Receive Named Peril Protection
|
| ELIGIBLE TYPES |
- Any Age
- Any Location
- Any Value
- Any Occupancy (Owner, Rental, Seasonal, or Vacant)
|
| coverage |
- Other Structures
- Reasonable Repairs
- Loss of Rent
- Debris Removal
- Fire Dept. Charge
|
| OPTIONAL COVERAGES |
- Personal Property
- Personal/Premises Liability
- Vandalism
- Burglary
- Additional Living Expense
|
| deductibles |
$250, $500, $1,000, $2,500 & $5,000 |
| EXCLUDED RISKS |
- Condemned
- Condominiums
- Earth or Dome Homes
- Manufactured Homes
- Open-Pier/Stilt Homes
- Hand-hewn Log Homes
- Unemployed Applicant
- 4 or more losses in past 3 years
- Within 1,000 ft or rising water or flood area
|
