Flood - Standard/Excess

FLOOD

Britt/Paulk offers Standard Flood Insurance through the National Flood Insurance Program (NFIP) through the online system as well as Excess Flood Insurance that providees coverage above and beyond limits available from the NFIP. Coverage options include: building, contents, and loss of income.

DIRECTIONS FOR SUBMISSION

DIRECTIONS FOR SUBMISSION	Email:Flood@brittpaulk.com Fax:770.836.8563 For Primary Flood Coverage, the agent MUST fill out the Agent Approval Sheet. For Excess Flood Coverage, the underlying NFIP policy dec page is preferred to accompany the application.
flood information sheets	FEMA Summary of Coverage Form Agency E&O Flood Article Flood Ins Responsibility Waiver Excess Flood Information Flyer

EXCESS FLOOD

Excess Flood Insurance is coverage above and beyond limits available from the National Flood Insurance Program (NFIP) as well as self insured retentions and other primary programs. Coverage options include: building, contents, and loss of income.

RATING	Non-Admitted, A.M. Best "A"
TERRITORY	National (excluding AK, CA, HI, OR, WA), excluded counties in TN (Clay, Davidson, Jackson, Smith, Sumner, Trousdale, Wilson, area of Hickory Lake), Fire Island, NY; Chesterfield, MO; Padre Island, TX; Monroe Co, FL; Florida Keys
ELIGIBLE PROPERTIES	Residential Dwelling (1-4 family), other residential (apartments, etc) Commercial Properties and condominiums subject to underwriting eligibility
EXCLUDED CLASSES	Properties built on stilts over water Properties with negative elevation Contents located in a basement Medical equipment Food stuffs and/or perishable goods of any kind Manufactured Homes
MINIMUM Earned PREMIUM	Residential-$500 or 50%, whichever is greater Commercial-$1000 or 50%, whichever is greater
MAXIMUM LIMITS	$10,000,000 aggregate over all interest

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