EXCESS FLOODEXCESS FLOOD

EXCESS FLOOD

Excess Flood Insurance is coverage above and beyond limits available from the National Flood Insurance Program (NFIP). Coverage options include: building, contents, and loss of income.


DIRECTIONS FOR SUBMISSION

DIRECTIONS FOR SUBMISSION Email:ExcessFlood@brittpaulk.com
Fax:770.836.8563

Underlying NFIP policy declarations page is preferred to accompany the excess flood application when available

STANDARD FLOOD


RATING Admitted, A.M. Best "A"
TERRITORY National (excluding AK, CA, HI, OR, WA)
ELIGIBLE PROPERTIES
  • Residential Dwelling (1-4 family), other residential (apartments, etc)
  • Commercial Properties and condominiums subject to underwriting eligibility
EXCLUDED CLASSES
  • Properties located on Fire Island, NY ; Chesterfield, MO; Florida Keys and Padre Island, TX
  • Properties built on stilts over water
  • Properties with negative elevation
  • Contents located in a basement
  • Medical equipment
  • Food stuffs and/or perishable goods of any kind
  • Manufactured Homes
MINIMUM PREMIUM

Minimum and earned premium is the greater of 25 percent gross premium and/or $500 residential and $1,000 commercial
MAXIMUM LIMITS $10,000,000 aggregate over all interest
MINIMUM DEDUCTIBLE $25,000 on any one occurrence

EXCESS FLOOD


RATING Admitted, A.M. Best "A"
TERRITORY National (excluding AK, CA, HI, OR, WA)
ELIGIBLE PROPERTIES
  • Residential Dwelling (1-4 family), other residential (apartments, etc)
  • Commercial Properties and condominiums subject to underwriting eligibility
EXCLUDED CLASSES
  • Properties located on Fire Island, NY ; Chesterfield, MO; Florida Keys and Padre Island, TX
  • Properties built on stilts over water
  • Properties with negative elevation
  • Contents located in a basement
  • Medical equipment
  • Food stuffs and/or perishable goods of any kind
  • Manufactured Homes
MINIMUM PREMIUM

Minimum and earned premium is the greater of 25 percent gross premium and/or $500 residential and $1,000 commercial
MAXIMUM LIMITS $10,000,000 aggregate over all interest
MINIMUM DEDUCTIBLE $25,000 on any one occurrence

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