MANUFACTURED HOME COVERAGE
MANUFACTURED HOME COVERAGE
Our Comprehensive Package Program provides the coverages and options many of your customers are looking for. But, some customers will prefer our By-line Program you and your customers can pick and choose exactly the coverages and limits desired. It’s a “build your own policy” option that can save your customers money.
Advantages:
- Any Age or Location
- Comprehensive, Stated Value Coverage
- Right Rate for Every Risk
- Homes & Customers of ALL Ages
DIRECTIONS FOR SUBMISSION
| DIRECTIONS FOR SUBMISSION |
Quote & Issue Online through OPUS ONLY |
MANUFACTURED HOMES
| RATING |
Admitted,
A.M. Best "A+" |
| TERRITORY |
National (excluding FL, NC, SC, TN, TX, and coastal NJ) |
| features |
- No Age Restriction
- Protection Classes 1-10
- Any Location
- Do Not Require Photos
|
| ELIGIBLE TYPES |
- All Sizes
- Any Age (even prior to 1976)
- Single Family
- Owner Occupied
- Fair or better condition, showing proper maintenance
|
| coverage |
- All Risk Comprehensive-ACV or Replacement Cost Partial Loss
-
- Personal Liability-$50,000 up to $300,000
-
- Personal Property-ACV
-
- Reasonable Repairs
-
- Other structures-Shed, detached garage, fence
-
|
| Enhanced Coverages |
- Additional Living Expenses
- Collapse
- Emergency Removal
- Fire Dept Charge
- Food Spoilage
- Trees, Shrubs, Plants, Lawn
- Antenna/Satellite Dish
- Trip Collision
|
| OPTIONAL COVERAGES |
- Builder’s Risk
- Mechanical & Equipment Breakdown
- Earthquake
|
| DEDUCTIBLES |
$500, optional: $250, $750, $1,000 |
| ENDORSEMENTS |
New Home & Pre-Owned Home Warranty Endorsement Option Covers most Major Appliances, Central Heating and AC Systems, Electrical & Plumbing Systems
- Transferability-Transfers to new owner if home is sold
- $50 Deductible per covered Item
- No limit on number or dollar amount of claims per contract
|
