MANUFACTURED HOME COVERAGE

Our Comprehensive Package Program provides the coverages and options many of your customers are looking for. But, some customers will prefer our By-line Program you and your customers can pick and choose exactly the coverages and limits desired. It’s a “build your own policy” option that can save your customers money.

Advantages:

Any Age or Location
Comprehensive, Stated Value Coverage
Right Rate for Every Risk
Homes & Customers of ALL Ages

Available to Quote & Issue on OPUS Only

DIRECTIONS FOR SUBMISSION

DIRECTIONS FOR SUBMISSION	Quote & Issue Online through OPUS ONLY

MANUFACTURED HOMES

RATING	Admitted, A.M. Best "A+"
TERRITORY	National (excluding FL, NC, NY, SC, TN, TX, and coastal NJ)
features	No Age Restriction Protection Classes 1-10 Any Location Do Not Require Photos
ELIGIBLE TYPES	All Sizes Any Age (even prior to 1976) Single Family Owner Occupied Fair or better condition, showing proper maintenance
coverage	All Risk Comprehensive-ACV or Replacement Cost Partial Loss Personal Liability-$50,000 up to $300,000 Personal Property-ACV Reasonable Repairs Other structures-Shed, detached garage, fence
Enhanced Coverages	Additional Living Expenses Collapse Emergency Removal Fire Dept Charge Food Spoilage Trees, Shrubs, Plants, Lawn Antenna/Satellite Dish Trip Collision
OPTIONAL COVERAGES	Builder’s Risk Mechanical & Equipment Breakdown Earthquake
DEDUCTIBLES	$500, optional: $250, $750, $1,000
ENDORSEMENTS	New Home & Pre-Owned Home Warranty Endorsement Option Covers most Major Appliances, Central Heating and AC Systems, Electrical & Plumbing Systems Transferability-Transfers to new owner if home is sold $50 Deductible per covered Item No limit on number or dollar amount of claims per contract
Billing Option	Direct Bill