Rental DwellingRental Dwelling

Rental Dwelling

Consolidate the insurance for your rental dwellings onto one commercial policy. With all of your rentals scheduled on one policy you eliminate duplicate coverage and simplify management. Start at 10 dwellings, and grow to 50, 100 or more. Our one policy expands with your business.

Advantages:

  • All dwellings scheduled on one Policy
  • No maximum number of dwellings
  • Flexible Pricing
  • Vacant Dwellings Accepted


DIRECTIONS FOR SUBMISSION

DIRECTIONS FOR SUBMISSION Email:   rental@brittpaulk.com
Fax:     770-836-8563

Rental Dwelling


AVAILABLE 10 or more rental (1-6 family unit) dwellings (no apt buildings) Rental-Seasonal-Vacant Dwellings included
RATING Admitted, A.M. Best "A+"
TERRITORY National (excluding NC, NJ, SC, TN, TX) X Wind for FL
COVERAGES
  • Building Structure
  • Premises Liability
  • Business Personal Residential
  • Business Income/Rental Value (including extra expenses)
  • Scheduled Equipment
  • Crime
  • Inland Marine
  • Earthquake
LIABILITY
  • $1 Million Premises Liability for dwellings 35 years or newer
  • $100k, $300k or $500k limit for older homes
  • Aggregate limit 2x
  • $50,000 fire damage
  • $5,000 medical payments
FEATURES
  • Actual Cash Value or Replacement Cost Valuation
  • Replacement Cost available for buildings 30 years or newer
  • No Maximum on Dwelling Units
  • Click Here to see Form Comparison
Term
  • 12-month
DEDUCTIBLES Options as low as $500
INELIGIBLE CLASSES
  • Condominium
  • Earth or Dome Home
  • Open pier or stilt home
  • Open Foundation
  • Attached to or converted commercial
  • Rolled flat or tin roofing
  • Condemned
  • Broken or boarded windows
  • Underground fuel tank on premises
  • Fraternity, Sorority, or Student housing
  • Un-repaired or damaged unit
  • No Tier 1 unless wind/hail/flood excluded
INELIGIBLE LOCATIONS
  • Isolated or inaccessible by road
  • Landslide area
  • Forest or brush fire zone
  • Within 1,000 ft of rising water or flood area
VACANT Dwelling REQUIREMENTS
  • Vacant less than 24 months
  • Above Average condition
  • Theft Coverage excluded
  • Physical check required
  • Heat must be maintained
DEDUCTIBLES
  • Options from $500-$25,000
  • Separate Wind/Hail/Flood Deductibles Available
  • No GL Deductible
Billing Option Direct Bill
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