Self-StorageSelf-Storage

SELF-STORAGE BUSINESS OWNERS

We offer a custom commercial insurance program for Self-Storage owners and operators.

Advantages:

  • Low minimum premiums
  • Competitive rates including discounts for association membership, protective devices and multiple locations
  • Quick turnaround for quotes, coverage binders and policy issuance
  • Wind Capacity
  • Pricing Flexibility
  • Small & Large Accounts
  • "One Stop Shopping"



DIRECTIONS FOR SUBMISSION

DIRECTIONS FOR SUBMISSION Email:   selfstorage@brittpaulk.com
Fax:     770-836-8563

SELF-STORAGE


TRADITIONAL

RATING Admitted, A.M. Best "A+"
TERRITORY National
COVERAGE Self-Storage Business Owners Coverage Form
SPECIAL CAUSE OF LOSS- Subject to exclusions & limitations
PROPERTY FEATURES
  • Blanket Building & Personal Property
  • Replacement cost
  • Business Income & Extra Expense- 12 months actual loss sustained
  • Accounts Receivable- $25,000*
  • Business Computer Coverage - $25,000*
  • Debris Removal- $25,000*
  • Money & Securities- $10,000* on premises/ $2,000 off premises
  • Ordinance or Law Coverage- $100,000
  • Outdoor Signs- $10,000*
  • Pollution Clean-up- $25,000*
  • Trees, Shrubs and Plants- $500 per tree, shrub or plant
  • Valuable Papers & Records- $25,000*

* These limits may be increased for additional premium
COURSE OF CONSTRUCTION BOP extension for additions and buildings under construction, including alterations and repairs to the building or structure. 
Course of Construction includes materials, equipment, supplies and temporary structures from time of delivery to completion & occupancy.
DEDUCTIBLES Options of $500, $1,000, $2,500, $5,000, $10,000 or higher available
CUSTOMER’S GOODS LEGAL LIABILITY $25,000, with limits up to $2,000,000 available
SALE & DISPOSAL LIABILITY $10,000, with limits up to $2,000,000 available
HAZARDOUS CONTENTS REMOVAL $25,000, $50,000 or $50,000-$200,000 available
BUSINESS LIABILITY $300,000 included with $500,000, $1,000,000 or $2,000,000 available
MEDICAL EXPENSE $5,000 with higher limits available
AVAILABLE UPON
REQUEST
  • Resident Managers Liability
  • Employee Dishonesty
  • Employee Benefit Liability
  • Equipment Breakdown
  • Directors & Officers Liability
  • Environmental
  • Employment Practices Liability
  • Miscellaneous Professional Liabiltiy
UMBRELLA/EXCESS LIABILITY
REQUEST
$1,000,000 to $5,000,000 for true umbrella or follow-form excess liability coverage.
WORKERS’ COMPENSATION National
Premium Financing 10% Down, 10 Payments
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MOBILE SELF STORAGE OPERATIONS

When attached to the Self Storage Business Owners Coverage Form, this Extension provides coverage for mobile self storage containers (including accessories) owned by the insured and leased to others.

RATING Admitted, A.M Best "A+"
TERRITORY National - (state filings in process- contact us for availability)
FEATURES
  • At the Insured's Premises
  • At Any Rental Site
  • At a Temporary Location - 10,000 automatic*
  • While in Transit by the Insured - $10,000 automatic*
*Limits may be increased for additional premium
QUAKE & FLOOD
COVERAGE
  • Earthquake - $25,000 automatic*
  • Flood - $25,000 automatic*
A mandatory $1,000 minimum deductible applies,(except CA - 5%
with a minimum of $1,250)

*Limits may be increased to $50,000, $100,000 or $250,000 for an
additional premium
BUSINESS
LIABILITY
Extends to off-premises exposures and is based off the actual receipts for mobile self storage operations.
CUSTOMER'S
GOODS LEGAL
LIABILITY
Extended to $25,000 to $1,000,000 Limits available.
SALE & DISPOSAL
LIABILITY
Extended to $10,000 to $1,000,000 Limits available.
COMMERCIAL
AUTO COVERAGE
Commercial Autos and Trailers. ISO Business Auto Coverage Form
UMBRELLA/EXCESS
LIABILITY
$1,000,000 to $5,000,000 for true umbrella or follow-form excess liability coverage.
WORKERS'
COMPENSATION
National (excluding HI)
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