Vacant PropertyVacant Properties

Vacant Properties

For properties temporarily vacant due to renovation, between rental tenants, or on the market for sale. We offer an alternative to the many standard carriers that treat vacant homes as “high risk” where policies can be expensive, or drop coverage levels if vacancy extends.



DIRECTIONS FOR SUBMISSION

DIRECTIONS FOR SUBMISSION Quote & Issue Online through OPUS ONLY

Vacant Property


AVAILABLE RENTAL Seasonal, and/or Vacant (1-6 family unit) properties
RATING Admitted, A.M. Best "A+"
TERRITORY National (excluding FL, NC, NJ, NY, SC, TN, TX)
COVERAGES
  • Building and other structures
  • Premises Liability
  • Business Personal Property
  • Business Income/Rental Value (including extra expenses)
  • Scheduled Equipment
  • Crime
FEATURES
  • Replacement Cost available for buildings 30 years or newer
  • Average or better condition, showing proper maintenance
  • Protection Classes 1-10
  • Photos not required
DEDUCTIBLES Options as low as $500
MINIMUM PREMIUMS $100
TERM 3, 6 or 9 months-renewable 12 months in some states
Billing Option Direct Bill
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