PERSONAL WATERCRAFT

DIRECTIONS FOR SUBMISSION

DIRECTIONS FOR SUBMISSION	Quote and Issue online through OPUS ONLY

PERSONAL WATERCRAFT

RATING	Admitted, A.M. Best “A”
TERRITORY	National (excluding FL, NC, NY, SC, TN, TX)
TYPES	All accepted
COVERAGES	Liability Comprehensive/Collision-damage resulting in fire, theft and most other perils, adds collision coverage for accidental damage Physical Damage-market value protection against damage or theft of PWC Medical Payments - up to $5,000 in medical expense coverage for boating injuries
FEATURES	Coverage extends to all U.S. and Canadian waters-5miles offshore max Multiple Deductible Options
AVAILABLE BY ENDORSEMENT	Watersports Liability Trailer JetSport Advantage Uninsured Watercraft- Provides bodily injury protection to you if an uninsured boater collides with your PWC. Non-owned Watercraft Liability- Extends your policy's liability coverage to most PWCs you rent or borrow. Personal Effects Coverage- Covers personal belongings stored on board that are stolen or damaged. Emergency Assistance and Towing- Helps you if your PWC breaks down on the water, or if your trailer breaks down during transport. JetSport Advantage Plus-upgrades you to higher limits
DISCOUNTS	Multi-Unit Discount- Insure two or more PWC and receive this discount. Claim Free Renewals- Earn a renewal discount if you are claim free through your policy term. Ownership Experience Credit- If you have owned a PWC or boat for at least two years, we give you credit for that knowledge and experience. Machinery Damage- On older units, the deductible may be higher than the cost to repair or replace it. If you opt to remove machinery damage from your policy, we'll discount your premium.
Billing Option	Direct Bill